A pension fund is a financial institution that invests workers' money to ensure income during retirement. It represents a powerful collective investment vehicle that can be directed toward sustainable initiatives.

A fiduciary is a person or legal entity responsible for managing assets on behalf of others, acting in their best interests. This responsibility includes loyalty, care, and impartiality toward beneficiaries.

Fiduciary duty is the legal obligation of fiduciaries to act in the best interests of their beneficiaries, prioritizing their needs above all else. It is a standard of trust and care applied to financial management.

A defined-benefit pension plan guarantees retirees a specific income based on factors like salary history and years of service. These plans are typically funded by employers and are less common today than defined-contribution plans.

Civil service pension funds often hold significant financial assets and are guided by fiduciary principles. Leveraging these funds for sustainable investments can create broad societal and environmental benefits.

Bank of Nature drives climate-secure investments by aligning financial systems with sustainability goals. Through strategies like climate-integrated finance and global partnerships, we redirect capital toward renewable energy, ecosystem protection, and nature-based solutions.