Bank of Nature's Manifesto

We see

Climate change as an eviction notice from nature. For too long now, humanity has extracted value from nature without terms, like interest, fees and penalties. We are in default and misguided in believing that there will always be more nature to take without our debt to nature coming due.  We see a sustainability endgame with both environmental and human dignity security that comes from a two-way human-nature partnership.

We believe

Fiduciary money is the tool that humanity can use to change our relationship with nature, from extractive to interactive. That’s money with a mission and money that is distinct from speculative corporate finance, short-term market trading or political capital corrupted by corporate capture. Fiduciary money is guided by intergenerational fiduciary loyalties, the obligations to negotiate better terms through prudent stewardship and the imperative to live on in perpetuity.

We choose

An interactive human-nature partnership that guides us toward endgame sustainability. We are invested in creating an economy that is inclusive of externalities and our debt to nature — our two-way human-nature partnership. Through our independent proxy for nature, we will direct fiduciary money to enterprises that work to realize a future made sustainable, both environmentally and socially,  and to “Make More Nature” toward endgame sustainability.

We empower

Common sense, nature-building people, of relevant knowledge and intention, to be fiduciaries of our planet-scale solutions. They will exercise fiduciary prudence for fiduciary owners of fiduciary money with the overarching goasl of global stewardship and intergenerational loyalty. We empower enterprise to engage with the crises at scale and join us in the benefits of a two-way, economic human-nature partnership made real through fiduciary money and finance.

Our unconventional conventions


Give nature agency 

Establish nature as “the Commons” – an independent proxy for nature and legally recognized peer to international governments and industries.


Restructure the economy

Include nature as a substantive factor in economic theory and practice and, through a proxy, name it as the agent responsible for climate and future security.


Engage climate security heroes

Partner with the financial organizations that have both the mission and scale to fully engage in the stewardship of climate security.


Pay nature rent

Make good on what we owe for the extraction from nature to make our society and move towards the true costs of our society by internalizing externalities.


Embrace money as a unifier

Acknowledge that money and capitalism will be protected through a climate-changed future, but that can be a unifying tool for change at scale.


Make more nature

Invest directly in nature building, innovation, detoxification, capacity and reversing “overshoot” along with improved equity for humans and non-humans


Invest in future generations

Enforce existing intergenerational fiduciary duties responsibilities and build new law that gives future generations a legal foothold in today’s decision making


Make dignity matter

Imagine a new human excellence narrative that gives future generations a chance to take us forward… with progress imperative.


Define endgame sustainability

Imagine a world made sustainable and initiate the necessary moves to realize that time when humanity and nature thrive and the climate challenge is resolved.

“Bank of Nature is an opportunity to think differently about what is conventionally acceptable. Leaving nature out of our success is the Great Omission behind this chaos of health, environment and human dignity pandemics.”

Ian Edwards, founder, 2021

Accepted misconceptions

People are separate from nature
Wrong. We are biological entities made viable by a collection of biogeochemical processes in nature.

People don’t
care enough

Actually, we care plenty. Global research suggests that more than 50% of our 7.8 billion people are concerned by climate change.

Climate is bad
for business

It may not be what conventional thinking tells you, but the climate crisis is a growth business.

Growth is bad/good
Growth in some form is necessary if we are to keep up with the basic needs of our global population. Growth at the expense of nature is, indeed, bad. Growth that builds nature could be very good.

Society will fix the climate crisis
Business and government won’t fix climate because of its cost to value and growth. A society with a proxy for nature can fix the crisis.

People matter
Ouch, but we don’t. At least, we don’t as a factor in how the climate crisis resolves. If we include people as part of nature, which we are of course, then we matter.

Climate is too complicated
It’s actually just a choice to make climate security a priority. Once we see an endgame for sustainability the priorities shift. If we can make it a growth narrative, we will shift paradigms faster.

We own nature
We rent it and we’re overdue in repaying what’s owed. Bank of Nature is the channel to pay nature back. Nature is a bank.

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    The pitch for Bank of Nature:
    A voice for nature
    A proxy for nature
    An act of global co-creation
    To create endgame sustainability
    Within a two-way human-nature partnership
    That is interactive, not extractive.

    Bank of Nature is not a bank and offers no banking services. It is a program of Cape Cod Center for Sustainability, a 501c3 nonprofit. 

    Thank you to Arizona State University and its Center for Science and the Imagination for the fellowship support.